Insurance Fraud Defense: Where True Trial Lawyers Fight In Your Corner
Insurance fraud, including filing fraudulent claims, is punishable under both state and federal law, with penalties varying based on the severity of the offense. In Illinois, even cases involving as little as $300 can result in fines, potential jail time and long-lasting impacts on your personal and professional life.
At Pissetzky Law LLC, we have over 20 years of experience defending against insurance fraud allegations at both state and federal levels. We’ve spent decades studying their tactics and building effective counter-strategies. Our insurance fraud lawyers are prepared to challenge every aspect of the prosecution’s case.
What Are The Different Types Of Insurance Fraud?
Insurance fraud in Illinois covers a wide range of deceptive practices to obtain undeserved benefits from insurance policies. While the specific schemes can vary, our firm has extensive experience dealing with numerous types of insurance fraud cases.
Here are some of the most common types we encounter:
- False claims: Submitting claims for injuries, damages or losses that never occurred or are intentionally exaggerated.
- Homeowners insurance fraud: Fabricating or exaggerating property losses to wrongfully obtain insurance compensation.
- Health care fraud: Making false claims to health insurance providers for treatments or services that were never rendered.
- Auto insurance fraud: Staging accidents, exaggerating injuries or making claims for phantom passengers.
- Premium fraud: Providing false information on insurance applications to obtain lower premiums.
- Arson for profit: Intentionally setting fire to insured property to collect insurance payouts.
- Identity theft: Using someone else’s identity to obtain insurance coverage or file false claims.
- Workers’ compensation fraud: Faking or exaggerating workplace injuries to collect benefits.
- Life insurance fraud: Faking death or murder to collect life insurance benefits.
We’ve defended clients against all these insurance fraud allegations and more. Insurance companies and law enforcement agencies are becoming increasingly sophisticated in detecting fraud. However, we stay ahead of the curve, continuously updating our knowledge and defense strategies to provide the aggressive representation our clients need.
What Are The Penalties Of Insurance Fraud After A Conviction?
If you’re facing allegations of any type of insurance fraud, remember that the consequences can be severe. In Illinois, penalties for insurance fraud convictions vary based on the value of the property involved and the nature of the offense:
- For fraud involving $300 or less: Up to one year in jail and fines up to $2,500.
- For fraud involving $300 to $10,000: Two to five years in prison and fines up to $25,000.
- For fraud involving $10,000 to $100,000: Three to seven years in prison and fines up to $25,000.
- For fraud involving more than $100,000: Four to 15 years in prison and fines up to $25,000.
Additionally, aggravated insurance fraud (committing fraud three or more times within 18 months) is a Class 1 felony, punishable by four to 15 years in prison.
Given these severe consequences, it’s very important to have our experienced team of insurance fraud attorneys represent you against these charges.
I’m Being Investigated For Insurance Fraud. Now What?
If you’re under investigation for insurance fraud, take these steps to protect your rights:
- Stay silent: Only discuss the case with your attorney. Your words can be used against you.
- Preserve evidence: Don’t destroy anything. It could lead to obstruction of justice charges.
- Call our experienced attorneys: Early legal assistance helps us build your defense as soon as possible.
- Keep records: Document all communications about the investigation.
- Avoid witness contact: Let your attorney handle all case-related communication.
- Prepare for searches: If investigators have a warrant, comply but don’t offer extra information.
- Know your rights: You can remain silent and request an attorney. Use these rights.
Remember, being under investigation doesn’t mean you’re guilty. Our experienced insurance fraud lawyers at Pissetzky Law LLC, are prepared to protect your rights throughout the investigative process.
We’re Your Aggressive Advocates In Insurance Fraud Cases
If you believe you’re under investigation, contact us as soon as possible for a confidential consultation. Our goal is to protect your rights and future, whether you’re facing criminal prosecution, civil litigation or both. With us, you get a defense team that recognizes the high stakes in every case, no matter the alleged dollar amount involved.
We have offices in Chicago and Northbrook, so you can easily reach us. Call us at 312-239-8292 or email us to schedule an appointment today.
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